Making everyday easier
We all tend to keep buying and accumulating things. Have you paid attention to how much garbage we generate? Besides the items we send to the dump or recycling facilities that were bought for food consumption, the rest could stay inside our household FOREVER, if we let them. So, how do we ensure our home …
So, you may have heard this term in the news or in a post somewhere. What is so important about compound interest? What the heck is it? Can you give me an example of compound interest? Here is one: Part 1: Starting your savings plan Let’s say, you want to start saving for your retirement. …
Budgeting Apps are a great way to give you a snapshot of your cash flow and financial stability by using your income, expenses and investments; all in one single place. There are several free and subscription-based apps that you can choose from. YNAB and Mint are very popular and recommended. I recently downloaded Mint. I …
What are those habits that make some people so successful? Daily journaling of gratitude, visualizations and to-do’s; reading and exercising!
Your net worth means the positive amount of money that you own across all your assets, minus what you owe. It is important because it will give you an idea of how close you are to retirement. The overall goal to reach financial independence or retirement is to have enough income to support your life …
Experts say the retirement amount is around 25 times your yearly net expenses. Let’s get more into it. Calculate your monthly expenses. Make a list of every single expense that comes out of your checking and credit card accounts in any given month. Remember that there are payments that are quarterly or once a year, …
Don’t know what to do this year? Here are some 2021 tips: Break down your big goals for the year into smaller goals, and then those smaller goals into tiny goals. Assign a smaller goal to a month and a tiny goal to weekends. Mark all the 2021 holidays on your calendar, planner or agenda …
Although most of us have experienced a different world for most of 2020; our lives, feelings, thoughts and experiences are different. We all look at life through a different lens. Gratitude heals and brings feelings of peace. We can’t be angry when we are grateful for our lives. Gratitude brings us to the present and …