Making everyday easier
Marketing companies know how to reach our minds to create the need to buy their products right away. Have you ever struggled with your budget? Do you discover numerous non-essential purchases by the end of your credit card cycle? Here is how to avoid non-essential spending. Check out Budgeting 101. Wait 48 hours Whenever you …
Quick and to the point! I hope after this article you no longer wonder when you should update your budget! Start now: Every year, at least Take the opportunity in January while you are doing New Year’s resolutions and re-evaluate every category and percentage. Aim to increase your savings rate every single year. See: Exposed …
This is a very short, basic and quick guide of financial education for beginners. If you want to start learning about money, take a look at these books, blogs or YouTube channels which will offer you a ton of information to start gaining confidence on what you can do to take control about earning, savings, …
Depending on where you live, relying on one source of income could be risky to your finances and FIRE. What would happen if you get laid off? Do you have enough savings to support the needs of your family until you find another job? You need to start putting your eggs in different baskets and …
Savings is a habit, you need to practice and build up the savings muscle frequently. This 7 days savings challenge is easy and applicable to most households. Day 1: Cancel one subscription Make a list of all the subscriptions you currently have by reviewing your credit card for the last 90 days. Review: Netflix, Spotify, …
The Registered Education Savings Plan or RESP, is a great channel for Canadian parents to start saving on their children’s education from a very early age. Think about a savings account but with some additional restrictions and benefits where the child is the beneficiary of the account. I won’t go much into detail about what …
Hidden expenses are everywhere, sometimes they are part of our routine and we don’t realize how much they can hurt our finances. Here is a list of 4 tips to save money, cut some expenses and put that money towards your debt or savings: 1. Stop wasting food When we don’t consume that $4 cauliflower …
Opening a bank account is now easier than ever. Most credit unions or banks offer this service via online banking. How do we keep our finances with a minimalist approach? Online banking is extremely beneficial for the following reason: Paying bills. No need to go to the branch or the actual billing company to make …
We all have heard that we should start saving at some point. But, why? Here is a quick retirement savings benefit guide to get you started on those savings now! The sooner you start, the bigger your savings and interest will compound If you don’t know what compound interest is, check out my post! Because …