Making everyday easier

How to avoid spending

How to avoid non-essential spending?

Marketing companies know how to reach our minds to create the need to buy their products right away. Have you ever struggled with your budget? Do you discover numerous non-essential purchases by the end of your credit card cycle? Here is how to avoid non-essential spending. Check out Budgeting 101. Wait 48 hours Whenever you …

April 2021 Monthly Challenge

Recap of March 2021 Monthly Challenge

A monthly challenge is a great way to improve your success to stick to new habits. The not too long and not too short window of time makes you test something new without committing for too long. You’ll learn a lot about yourself! The March challenge for Rise Set Go! was: 17/20 Meals Meditate Work …

tulips spring

How to Overcome Being Broken

There is no magic recipe to live happily ever after. Realistically, it requires determination to change your focus from being stuck into a fight mode. Perseverance to keep fighting and working on it every single day without giving up. Most importantly, it requires some sort of help and support. Why is that? Because an input …

Quebec City

When should I update my budget?

Quick and to the point! I hope after this article you no longer wonder when you should update your budget! Start now: Every year, at least Take the opportunity in January while you are doing New Year’s resolutions and re-evaluate every category and percentage. Aim to increase your savings rate every single year. See: Exposed …

Taj Mahal

Financial Education for Beginners

This is a very short, basic and quick guide of financial education for beginners. If you want to start learning about money, take a look at these books, blogs or YouTube channels which will offer you a ton of information to start gaining confidence on what you can do to take control about earning, savings, …

women dancing

Secondary Sources of Income

Depending on where you live, relying on one source of income could be risky to your finances and FIRE. What would happen if you get laid off? Do you have enough savings to support the needs of your family until you find another job? You need to start putting your eggs in different baskets and …

library interior ottawa parliament

Easy Savings Challenge: 7 days!

Savings is a habit, you need to practice and build up the savings muscle frequently. This 7 days savings challenge is easy and applicable to most households. Day 1: Cancel one subscription Make a list of all the subscriptions you currently have by reviewing your credit card for the last 90 days. Review: Netflix, Spotify, …

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Why Is So Difficult to Be a Woman

For all the strong women in the world: You are brave and unique. Not perfect but strong. If you wonder why is it difficult to be a woman, here are 10 examples to help you gain some insight into our day to day lives: 1. Menstruation  It is hard to deal with tampon changes every …

vegetarian pot pie

Vegetarian Pot Pie

This is the easiest Vegetarian Pot Pie recipe ever with just a handful of ingredients.  Ingredients Pie crust. I use Pillsbury. Half a block of brie cheese, cut into thin slices 4-5 cups of frozen mixed veggies (cubed) 1 small onion, diced 2 cloves of garlic Oil 2 tbs cornstarch Salt and pepper Steps Preheat …

forest with snow

March 2021 Challenge

2021 is a month of challenges! Check out my previous posts: February 2021 Monthly Challenge or How to Strengthen your Will: One Year, Month by Month Challenge. March challenge: 17/20 Meals Meditate Workout 3x per week “You’ll never change your life until you change something you do daily. The secret of your success is found …

Baby running on a green grass

Registered Education Savings Plan

The Registered Education Savings Plan or RESP, is a great channel for Canadian parents to start saving on their children’s education from a very early age. Think about a savings account but with some additional restrictions and benefits where the child is the beneficiary of the account. I won’t go much into detail about what …

Green grass and a bridge

4 Tips to Save Money

Hidden expenses are everywhere, sometimes they are part of our routine and we don’t realize how much they can hurt our finances. Here is a list of 4 tips to save money, cut some expenses and put that money towards your debt or savings: 1. Stop wasting food When we don’t consume that $4 cauliflower …

Storage Bins for Everyday Use

Tired of having a mess everywhere? To be able to keep an organized home, every single item needs to have its own place. Storage bins are a great way to put similar items together and designate a forever sport for the container. Benefits You will know where to look first when you need a certain …

father and son playing in a agreen field during summer

Weekend Productivity Tips

If you ever struggle during weekdays on things like cooking, house chores and work, this is a great piece of advice for you! Weekdays are usually dedicated to our jobs and families. Weekends may be for relaxing and getting ready for next week; even more now with these 5 Weekend Productivity tips! Here is the …

monthly challenge February 2021

Monthly Challenge: February 2021

No coffee, only tea No TV Sunday to Thursday Write 2 posts per week Why is a monthly challenge so important? 28 to 31 days is long enough for our bodies to adapt to new movements and behaviours, like exercising. If done frequently, it creates mental strength as our mind muscles will be exercised often. …

retirement savings benefit

A Retirement Savings Benefit Guide

We all have heard that we should start saving at some point. But, why? Here is a quick retirement savings benefit guide to get you started on those savings now! The sooner you start, the bigger your savings and interest will compound If you don’t know what compound interest is, check out my post! Because …

Example of compound interest

Quick Example of Compound Interest

So, you may have heard this term in the news or in a post somewhere. What is so important about compound interest? What the heck is it? Can you give me an example of compound interest? Here is one: Part 1: Starting  your savings plan Let’s say, you want to start saving for your retirement. …

Why is my net worth important?

Why is my net worth important?

Your net worth means the positive amount of money that you own across all your assets, minus what you owe. It is important because it will give you an idea of how close you are to retirement. The overall goal to reach financial independence or retirement is to have enough income to support your life …

grateful for

How to be Grateful for 2020

Although most of us have experienced a different world for most of 2020; our lives, feelings, thoughts and experiences are different. We all look at life through a different lens. Gratitude heals and brings feelings of peace. We can’t be angry when we are grateful for our lives. Gratitude brings us to the present and …

clutter

Decluttering for Beginners

Start small but start. If you plan your days, weeks or months, write it down on a specific day that works for you. Pick an area or section of your house, it could be the nightstand in your bedroom, a kitchen drawer or the whole basement. If you don’t know where to start, pay attention …