Marketing companies know how to reach our minds to create the need to buy their products right away. Have you ever struggled with your budget? Do you discover numerous non-essential purchases by the end of your credit card cycle? Here is how to avoid non-essential spending. Check out Budgeting 101. Wait 48 hours Whenever you …
saving money
When should I update my budget?
Quick and to the point! I hope after this article you no longer wonder when you should update your budget! Start now: Every year, at least Take the opportunity in January while you are doing New Year’s resolutions and re-evaluate every category and percentage. Aim to increase your savings rate every single year. See: Exposed …
Quick Example of Compound Interest
So, you may have heard this term in the news or in a post somewhere. What is so important about compound interest? What the heck is it? Can you give me an example of compound interest? Here is one: Part 1: Starting your savings plan Let’s say, you want to start saving for your retirement. …
Buil a Fence: My summer project and how I saved over $6,000!
It’s been over four years since I bought the house where I currently live. My house is in a corner lot and had no fence in the back yard which meant that my then 1-year-old son, could run to the sidewalk or street every single time. If you are a parent and have been through …