The Registered Education Savings Plan or RESP, is a great channel for Canadian parents to start saving on their children’s education from a very early age. Think about a savings account but with some additional restrictions and benefits where the child is the beneficiary of the account. I won’t go much into detail about what …
February 2021
4 Tips to Save Money
Hidden expenses are everywhere, sometimes they are part of our routine and we don’t realize how much they can hurt our finances. Here is a list of 4 tips to save money, cut some expenses and put that money towards your debt or savings: 1. Stop wasting food When we don’t consume that $4 cauliflower …
Minimalist Finances with 5 Accounts and Online Banking
Opening a bank account is now easier than ever. Most credit unions or banks offer this service via online banking. How do we keep our finances with a minimalist approach? Online banking is extremely beneficial for the following reason: Paying bills. No need to go to the branch or the actual billing company to make …
Storage Bins for Everyday Use
Tired of having a mess everywhere? To be able to keep an organized home, every single item needs to have its own place. Storage bins are a great way to put similar items together and designate a forever sport for the container. Benefits You will know where to look first when you need a certain …
Weekend Productivity Tips
If you ever struggle during weekdays on things like cooking, house chores and work, this is a great piece of advice for you! Weekdays are usually dedicated to our jobs and families. Weekends may be for relaxing and getting ready for next week; even more now with these 5 Weekend Productivity tips! Here is the …
Monthly Challenge: February 2021
No coffee, only tea No TV Sunday to Thursday Write 2 posts per week Why is a monthly challenge so important? 28 to 31 days is long enough for our bodies to adapt to new movements and behaviours, like exercising. If done frequently, it creates mental strength as our mind muscles will be exercised often. …
A Retirement Savings Benefit Guide
We all have heard that we should start saving at some point. But, why? Here is a quick retirement savings benefit guide to get you started on those savings now! The sooner you start, the bigger your savings and interest will compound If you don’t know what compound interest is, check out my post! Because …