Making everyday easier
So, you may have heard this term in the news or in a post somewhere. What is so important about compound interest? What the heck is it? Can you give me an example of compound interest? Here is one: Part 1: Starting your savings plan Let’s say, you want to start saving for your retirement. …
Budgeting Apps are a great way to give you a snapshot of your cash flow and financial stability by using your income, expenses and investments; all in one single place. There are several free and subscription-based apps that you can choose from. YNAB and Mint are very popular and recommended. I recently downloaded Mint. I …
Experts say the retirement amount is around 25 times your yearly net expenses. Let’s get more into it. Calculate your monthly expenses. Make a list of every single expense that comes out of your checking and credit card accounts in any given month. Remember that there are payments that are quarterly or once a year, …
Don’t know what to do this year? Here are some 2021 tips: Break down your big goals for the year into smaller goals, and then those smaller goals into tiny goals. Assign a smaller goal to a month and a tiny goal to weekends. Mark all the 2021 holidays on your calendar, planner or agenda …
It’s been a wild year. December 2020 is about to start and soon after that, a new year. What a blessing, what a gift! It is a great time to do a summary of what happened during the last months. Here are my recommendations on how to look back on 2020 to start a great …
Keeping track of your monthly budget and all the money in and out is crucial to keep you on a strong savings plan. I adjust my budget a few times a year when my family encounters a new milestone, for example: when I had my baby and my income changed from a full-time pay to …
Like many, I’ve been on a financial independence path for a few years now. Today I spent a few minutes on my small sun porch. It was a bit windy outside but sunny. It felt so good to see the grass getting greener and the trees about to bloom in this late spring evening. Moments …
Eating at home is a win-win for our pocket and our health. Most people have busy weeks with full-time jobs and a house to take care of, plus family, hobbies and social life. We can’t do it all, right? Take a look at these tips to decrease the amount of time you spend in the kitchen …
One of my frugal inspirations of life and loved politician is Mr. Jose Mujica. He is the ex-president of Uruguay and known as the poorest president in the world. He donated 90% of his salary to local charities and drove his old Volkswagen Beetle while being a president. Want to know more about him? Check …